Workflow Economics · Part II · Applied Series · Wealth Management · April 2026
The advisor's hidden tax — and the value unlock
Salesforce + Google Cloud Next '26 · Agentforce Financial Services · FSC managed package to FSC Core
Where advisor time actually goes today
Three workflows · displacement ratios with coordination cost priced in
Meeting preparation
Agentforce in Gemini Enterprise · available now
11.9×
vs. displacement threshold of 1.0
Post-meeting documentation
Gemini reasoning for Agentforce · May 2026
9.6×
vs. displacement threshold of 1.0
Redemption risk monitoring
Revenue intelligence · Zero Copy late 2026
31×
ROIC · $500M AUM book
The architecture — Salesforce Headless 360 + Google Gemini Enterprise
System of engagement
Slack · Gemini Enterprise
Where advisors work
System of agency
Agentforce · MCP · A2A
Orchestration layer
System of work
FSC Core · Customer 360
CRM + compliance
System of context
Data 360 · BigQuery · Zero Copy
Portfolio + risk data
The advisor stays in one interface. Agentforce executes across all four layers via MCP — no manual toggling required. Model-agnostic: OpenAI, Gemini, Anthropic, or open source.
The capital allocation case · FSC managed package to FSC Core · 200 advisors
Annual hours recovered
28,000 hrs
30 min prep + 28 min docs × 15 meetings/wk × 50 wks
Productive capacity recovered
$3.36M / year
At $120/hr fully loaded advisor cost
On-core migration investment
$40K – $150K
Payback measured in weeks, not quarters
On the managed package: assess your path to FSC Core now. Gemini reasoning ships May 2026. Implementation takes 6–16 weeks.
Already on FSC Core: move directly to Agentforce Financial Services configuration. The migration is behind you.